Terms of Service

Last updated: February 19, 2026

1. Acceptance of Terms

By accessing and using PH Toolbox ("the Site"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not use the Site.

2. Description of Service

PH Toolbox provides free online calculator tools including salary, loan, GPA, and age calculators designed for Philippine users. The Site offers both free (ad-supported) and premium (ad-free) tiers.

3. Calculator Results

All calculations provided by the Site are estimates only and are intended for informational purposes. Results should not be considered as professional financial, legal, or academic advice. Users are responsible for verifying all results with qualified professionals.

4. User Accounts

  • You are responsible for maintaining the security of your account credentials.
  • You must provide accurate and complete registration information.
  • You may not share your account with others or create multiple accounts.
  • We reserve the right to suspend or terminate accounts that violate these terms.

5. Premium Subscriptions

  • Premium subscriptions provide an ad-free experience and additional features.
  • Subscription fees are billed in Philippine Pesos (₱).
  • Subscriptions auto-renew unless cancelled before the renewal date.
  • Refunds are handled on a case-by-case basis within 7 days of purchase.

6. Acceptable Use

You agree not to:

  • Use the Site for any illegal purpose
  • Attempt to bypass security measures or access restricted areas
  • Use automated tools to scrape or overload the Site
  • Interfere with other users' access to the Site
  • Click on advertisements artificially or encourage invalid clicks

7. Intellectual Property

All content, design, and code on the Site are the property of PH Toolbox and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

8. Limitation of Liability

The Site is provided "as is" without warranties of any kind. We are not liable for any damages arising from the use of our calculators or reliance on their results. Users assume all risks associated with the use of the Site.

9. Modifications

We reserve the right to modify these Terms at any time. Continued use of the Site after changes constitutes acceptance of the new Terms.

10. Governing Law

These Terms are governed by the laws of the Republic of the Philippines. Any disputes shall be resolved in the appropriate courts of the Philippines.

11. Contact

For questions about these Terms, contact us at support@phtoolbox.com.